On February 22, 2019 I obtained a letter from Capacity Recovery Services, LLC in reference to a supposed financial debt with Penn Foster. I called Ability Recovery Providers as well as informing them that this was not my financial debt, that I had never ever enrolled in anything with Penn Foster, as well as I was not going to pay this debt.
The CSR educated me that considering that my day of birth matched up with what they had in the system, that this remained in fact my financial debt, as well as I would need to pay it. He additionally stated that Penn Foster would certainly have “proof” that I signed up that due to that I would certainly need to pay it. As soon as once more I notified him that I never enrolled in anything with Penn Foster, that I was the victim of ID burglary that this was not my account.
The telephone call ended keeping that, but that is not where it stopped. I got a sharp from Experian that a new “collection account” was listed on my debt report. This collection account was noted by Ability Recuperation Provider, as well as having Penn Foster noted as the initial creditor. This created my score to drop my over 50 factors. I submitted an ID theft sworn statement, and I additionally posted likely to the Saginaw Municipality Authorities Dept.
This is not my account, I desire it removed from all of my credit report records. I would file suit instantly in the EDMI Federal Court, but Capability is NOT registered with the state of Michigan and also they have a background of default judgments in this district