I was called by Commonwealth Financial Systems few weeks back for a clinical debt of $420. The financial obligation was from the medical expense that was sustained after my ex-husband and also my son met an accident. As it was not my ex-husband’s fault, the insurance company had actually paid for their medical expenditures.
The divorce took place after this incident. I educated the exact same to the Commonwealth Financial Systems and also they mentioned that the debt got on my name as well as I will need to pay it at the earliest. So, I had to make sure that they were speaking sense. For such factors, I asked them for more information on the financial debt. I asked for details, which can reveal that the supposed debt was on my name.
Nonetheless, it’s been a couple of weeks as well as these people have actually not sent me any kind of such info. I have obtained no verification on the same. The inquiry is: If this is my debt, why did not I receive any expense from them in numerous years. It has been around 6 years and they made no efforts before call me for this financial debt.
They never ever before attempted to contact me earlier, which means they did not also supply me 30 days to challenge the debt. This protests legislation and also they have no right to ruin my credit rating prior to providing me thirty days for checking out as well as disputing versus the financial obligation.
Also, after they contacted me, I never claimed that I won’t be paying them. It was simply that I wanted the details that would certainly have cleared the factor and also the purpose of debt. Since, according to me, the debt that these individuals were speaking about was already paid completely 6 years back. Just how can they not approach me in these years? I have actually not changed my address or contact number and absolutely nothing else. I am the same person living in the same home for all these years.
Once again, the Ohio Legislation says that the statute of restriction runs out after 6 years. This indicates that they have damaged an additional law. They can not call me for a financial obligation that has expired otherwise paid.
All these things have taken a significant toll on my credit history record. Being a single parent is difficult. And also, these men are making points even harder for me. Although it is none of their worry, they need to be liable enough to use their powers before harming others.
Nevertheless, this business only believes in harassing individuals and collecting the financial obligation. No matter if the other celebration is leveling. These men have been calling me since then and asking me to pay the cash that I do not owe.
I have actually attempted to contact my ex-husband to make clear things and also he sent me the insurance coverage letters and also expenses which reveals that the bill was paid completely. I am unsure which clinical bills they are speaking about. I am not posting likely to pay up until they reveal me the proof.