I got caught in a situation between Cheapo Air, American Airlines and Stonebridge Casualty Travelex insurance. No one wanted to take responsibility for the coverage I paid for to help me with several things: 1) I got caught in the snow storm in Dallas on the way to Philadelphia to deal with my dad in hospice. 2) Because I did not have original receipts just my debit card proof of purchases I was not reimbursed for cab ride or breakfast,lunch and dinner. This amounted to a measly $65. 3) Because my dad did die a few days later and I had to stay for the funeral, I was denied reimbursement of a $967 ONE WAY ticket to return home since I had to stay over 2 more days. AND the return ticket was useless so I was out the $967 and the cost of the original return ticket which was $314. 4) Then the airlines AND Cheapo air stated that they would give me a $314 credit. To use this credit, there would be a $200 penalty, leaving only $114. AND that $114 would have to be used ONLY to return to the original destination where I no longer live. WHAT A JOKE! American Airlines and Cheapo Air got away with RIPPING ME OFF for the last time. I will no longer use either!